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Standard Loans:
A standard loan is as
it suggests, a traditional housing or investment loan provided
to borrowers whose income can be confirmed through pay slips
and/or tax returns.
Read
More |
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Low Doc Loans:
Low Document loans are loans where, for whatever
reason, the borrower can not verify his income through tax returns.
Available to self employed borrowers.
Read More |
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No Doc Loans:
The No Doc loan is similar to a Low Doc facility with the exception
that the borrower does not provide an income declaration.
Read More |
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Non-Conforming Loans:
We have lenders who are willing to lend to borrowers who can show
a reason for their financial problem
Read More |
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What
is a standard loan?
A
standard loan is as it suggests, a traditional housing or investment
loan provided to borrowers whose income can be confirmed through payslips
and/or tax returns. In
addition, the borrowers past credit history is free from any problems
such as writs and summons, defaults etc.
We
have a number of home loan and home equity products available to suit
your needs.
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Home
Loan Features:
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No monthly fees, account keeping fees or annual fees. |
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Maximum term 30 years. |
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Fixed rate terms 1, 2, 3, 4, 5, 7 and 10 years.
At the end of the fixed rate term the loan will automatically
rollover to the variable rate unless you elect to take a further
fixed rate term. |
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You can split loans with the option one variable rate loan and
up to two fixed rate loans. |
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Direct salary crediting. |
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Debit card. |
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Telephone banking. |
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Redraws:
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